Chiranth Technologies Private Limited

Building Financial Technology for India's Last-Mile Financial Institutions

Chiranth Technologies Private Limited is a technology company building FINTUTES and COBANKS — software platforms for cooperative societies, rural financial institutions, microfinance institutions, NBFCs, Nidhi companies and other financial organizations. We build practical, scalable software that helps financial institutions manage customers, accounts, deposits, loans, collections, accounting and day-to-day operations.

50+
Institutions Served
600+
Active Users
3
Software Products
India
Customers Across the Country
About Chiranth Technologies

About Chiranth Technologies Private Limited

Chiranth Technologies Private Limited is an India-based technology company focused on building software products for financial institutions and businesses.

Our primary products include FINTUTES, a financial and core banking platform, and COBANKS, a digital collection and field banking platform. Our products are designed to simplify financial operations and help institutions manage customers, accounts, deposits, loans, collections, accounting and field operations through modern web and mobile applications.

Learn More About Chiranth Technologies →

Who We Are

Chiranth Technologies Private Limited is an India-based technology company building software products for financial institutions. Our focus is on simplifying financial operations through cloud-based software, web applications and mobile applications.

What We Build

Our primary products are FINTUTES and COBANKS. FINTUTES provides financial management and core banking capabilities for financial organizations, while COBANKS focuses on digital collection and field banking operations. We also build Retailo, a retail and point-of-sale platform.

Who We Serve

  • Cooperative societies
  • Rural financial institutions
  • Microfinance institutions
  • Finance companies & NBFCs
  • Nidhi companies
  • Chit fund businesses

Company Information

Legal Name Chiranth Technologies Private Limited
Country India
Industry Financial Technology / Software
Registered Office Renuka Complex, #3, Harugeri–Raibag Road, Harugeri, Raibag, Belgaum – 591220, Karnataka, India
CIN U62099KA2023PTC180401
PAN AALCC4144K
TAN BLRC25690A
Our Products

FINTUTES, COBANKS & Retailo

Software products built and operated by Chiranth Technologies Private Limited for financial institutions and businesses.

FINTUTES

Financial & Core Banking Platform

FINTUTES is a financial management and core banking platform designed for cooperative societies, finance companies, microfinance institutions, NBFCs, Nidhi companies and other financial organizations. It brings customer management, accounts, deposits, loans, collections, accounting, branch operations and reporting into a unified platform.

  • Customer & KYC Management
  • Savings, Deposits & Loans
  • Microfinance & Pigmy Collection
  • Accounting & Core Banking
  • Branch Management & Reports
  • Web & Mobile Applications
Visit FINTUTES
FINTUTES is a product of Chiranth Technologies Private Limited. Developed and operated by Chiranth Technologies Private Limited, India.

COBANKS

Digital Collection & Field Banking Platform

COBANKS provides mobile-first tools for field collection and banking operations. The platform supports Pigmy collection, loan collection, field operations, receipts and digital workflows for financial institutions and their field teams.

  • Pigmy & Loan Collection
  • Agent / Field Operations
  • Mobile Application
  • Digital Receipts
  • Collection & Customer Management
  • Reporting
Visit COBANKS
COBANKS is a product of Chiranth Technologies Private Limited. Developed and operated by Chiranth Technologies Private Limited, India.

Retailo

Retail & Point-of-Sale Software

Retailo is retail management and point-of-sale software for shops and businesses. It helps retailers manage billing, inventory and day-to-day store operations through easy-to-use software.

  • Point-of-Sale Billing
  • Inventory Management
  • Sales & Stock Reports
  • Business Operations
Website coming soon
Retailo is a product of Chiranth Technologies Private Limited. Developed and operated by Chiranth Technologies Private Limited, India.
Product Ecosystem

Our Product Ecosystem

All products below are built and operated by Chiranth Technologies Private Limited.

CHIRANTH TECHNOLOGIES PRIVATE LIMITED
India-based technology company

FINTUTES

Financial & Core Banking Platform
Core BankingFinanceMicrofinance LoansAccountingDeposits Branch OperationsReportsCustomer Apps

COBANKS

Digital Collection & Field Banking
Pigmy CollectionField CollectionAgent Operations Mobile ApplicationLoan CollectionDigital Receipts

Retailo

Retail & Point-of-Sale Software
POS BillingInventorySales Reports Store Operations

Together, FINTUTES and COBANKS provide digital tools for financial institutions and their field operations.

Industries

Who We Serve

Our software products are designed to support financial organizations that manage customer accounts, deposits, loans, collections, accounting and field operations.

Cooperative Societies
Rural Financial Institutions
Microfinance Institutions
Finance Companies
NBFCs
Nidhi Companies
Chit Fund Businesses
Traction

Our Product Traction

Chiranth Technologies' products are actively used by financial institutions and their teams across India.

50+
Institutions
600+
Active Users
Multi
Financial Institution Segments
India
Serving Customers Across India
Technology

Technology

Our platforms use modern web, mobile and cloud technologies to provide reliable financial software for institutions and field teams.

Cloud infrastructure
Web applications
Android applications
REST APIs
Role-based access
Database isolation
Automated backups
Audit trails
Scalable architecture
Security & Reliability

Security & Reliability

FINTUTES and COBANKS are designed with security and operational reliability in mind.

Role-based access control
User authentication
Database isolation
Automated backups
Audit trails
Controlled access to financial data
Secure application communication
Our Mission
To make modern financial technology accessible to last-mile financial institutions across India.

We aim to simplify complex financial operations through practical software that is accessible, reliable and easy to use for institutions and their teams.

Get In Touch

Contact Chiranth Technologies Private Limited

For product enquiries, demos or business questions, reach out to our team.

Registered Office

Chiranth Technologies Private Limited
Renuka Complex, #3
Harugeri–Raibag Road, Harugeri
Raibag, Belgaum – 591220
Karnataka, India
CIN: U62099KA2023PTC180401

Products

FINTUTES — fintutes.com
COBANKS — cobanks.in

Business Enquiry

Submitting opens your email app with the message pre-filled to tech@chiranttechnologies.in. You can also email us directly.